Zynn Than

Prudential Master Financial Consultant

Zynn Than

Prudential Master Financial Consultant

Every life has stories to tell—stories about aspirations, fear, love and everything in between. I live to hear them every day from strangers who became friends.

I help clients articulate the important objectives that they have for themselves and their loved ones - stories that are worth the protection and assurance they need to stay alive.

I am a Master Financial Consultant at Prudential Assurance Company Singapore where I specialise in insurance, wealth accumulation and wealth protection.

"Every family deserves financial security. Everyone deserves to be able to retire with dignity". I hope to add value to you and your family.

Work
- Prudential Assurance Company Singapore.
  
  51 Scotts Road,
  Prudential @ Scotts
  #02-11 S228241
  
  Zynn Than
  Representing Prudential Assurance Company Singapore (Pte) Ltd
  Reg no. 199002477Z
  
  https://www.prudential.com.sg/FC-info
  
  Company Approval Code 212/09Mar22
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

Meet someone interesting

Hi Everyone,

I have known Zynn for over a decade now.

The thing that I most appreciate and respect her for is that she consistently displays a high level of EQ and will never disturb or probe or hard-sell – she will take my cues on when is a good time (or not) to chat further, and she will never ever impose.

She is also very professional, and will always do her best to advise me on the changes needed to my portfolio.

I have not had the need to make a claim on my policies so far, but given what I have seen of her and her track record with her other clients (and I believe some of whom have grown to become friends) – I have no doubt that should I ever have any troubles – Zynn will be there to assist, to the best of her abilities.

Regards,
Edmund Ng

Meet my favourite financial consultant

Hi Everyone ,

Meet my favourite financial consultant, Zynn. Met her via a close friend and thankful to her, Zynn became my financial consultant for almost a decade.

With all her prompt updates and advice, I was able to make the most appropriate decisions during difficult times. She is an ardent person, always ensure she have your interest prioritised.

No doubt, I will always recommend her to my friends and family.

Regards,
Jean

Meet our trusted financial consultant of more than a decade

Hi Hi Everyone,

It was purely serendipitous when we met Zynn at a Prudential roadshow while we were at a baby fair. That chance acquaintance in 2005 has since developed into a wonderful friendship between us through these years. We have found Zynn to be professional and detailed in her explanation of Prudential's policies, as well as being open and candid in addressing our queries. She keeps abreast of changes in the insurance landscape, which has made us feel trusted with her as our financial consultant. Her friendly disposition has further helped in strengthening this relationship, and we are fortunate to have had the opportunity to partner her as we navigate and overcome together the vicissitudes of life.

Regards,
Steph & Andy, Director of research strategy @ Education sector

Meet my trusted financial consultant of more than a decade

Hi Everyone out there ,

Zynn first approached me in 2005 at one of her roadshow. Me being me, I just brushed her off as I never believed in insurance. However I did took up a savings policy from her few months later but not insurance.

It’s not until I met with an accident that I realised how important insurance is. I decided to get in touched with Zynn. She never failed to explained what is important to me. Never once she was pushy and one can sense her sincerity. The client and financial planner relationship soon became friendship. In fact, this friendship has lasted for over 15 years. I have become one who doesn’t believe in insurance at first, to someone who now has multiple insurances.

Zynn is always there to help whenever I have queries. She is always willing to go that extra mile. So without doubt, she is the only person I go to whenever I need more coverage or need advice on my financial planning.

So thank you for being a friend.

Regards,
Raizal

Meet our pleasant, trusted financial consultant

Hi Everyone,

I've known Zynn for a long time as she was (and still is) my parents' Financial Consultant as well. My first personal interaction with her was when I was a clueless 18 year old looking to start planning for my future. My parents recommended Zynn to me and she very kindly shared her wealth of knowledge with me and started me on a endowment policy. 5 years on, upon graduation, I approached her again for my Critical Illness policy. I was spoilt for choice and took a ridiculously long time before coming to a conclusion but she was so patient with my concerns and questions the entire journey. I particularly would like to laud Zynn for ensuring that she has provided me with all the information I need to make my own inform decision, even if that means spending more time with me to go through each and every available policy and possible scenarios. Policies aside, Zynn makes regularly connects with and updates my parents and I which we truly appreciate. My experience with her thus far has been wonderful and I know I'm in good hands with her alongside me in my financial planning journey.

Regards,
Nicole

Meet someone I trust

Hi My friends ,

Trust takes years to build & earned when actions meet words. This lady has done it all to prove that.

Knowing her for over 20 years through our school days till date, Zynn has proven herself to be a trustworthy friend & financial consultant who never fails to take the initiative to keep in touch.

Often the financial consultants we met at roadshows are always aggressive, short-lived in this industry & no follow ups. Zynn is never one of the aboves. She has always been meticulous with her work & has always gave the best advices for all my policies. Her approach is always customers first, thinking holistically on the coverage and sustainability for her clients. Always reminding us not to commit too much. Her efforts have reached out to many others and have convinced my family and friends as well.

Thank you for all the hard work. If anyone out there who wants a holistic financial planning & coverage, don't wait. Zynn is the right person that will covers it well for your first policy.

Regards,
Bryan

Meet someone interesting

Hi My friends & everyone out there ,

I got to know Zynn during one of Prudential roadshows in 2005 at Novena Square. Subsequently, I have continued to engage her services with multiple investment, term and saving policies.

Through the years Zynn has always provided very professional and sound advice on all my policies and market situation. She is one of few financial advisors that called you up regularly and update you on your investment portfolio.

Highly recommend Zynn if you are looking for insurance or investment policies. You know your money will be in safe hands.

Regards,
Chan Joo Guan, Deputy Director (SSMC)

Meet my financial consultant

Hi Everyone,

I have known Zynn since 2009 through one of my university friend after I just started working. My first impression of her is that she is very knowledgeable, sincere and not pushy for sales. She shared with me the plans that I can start off with. Zynn makes an effort to keep in touch through the years and encouraged me to do review whenever I am ready to discuss the areas that I need to look into for adequate protection and coverage. I am glad to have Zynn as my financial consultant and friend.

Regards,
Zhaowei

Meet my financial consultant

Hi Everyone ,

I had the pleasure of receiving service from Zynn. She was incredibly attentive, knowledgeable and dedicated to finding the best insurance options for my needs whenever I reached out to her. Zynn took the time to thoroughly explain each policy and helped me understand the different coverage options. She was patient and answered all my questions, ensuring I fully comprehended the details. Her professionalism and efficiency truly made a difference in my insurance shopping experience. I highly recommend Zynn to anyone in need of insurance assistance. Thank you for your outstanding service and support.

Regards,
Edward

Meet my trusted and reliable financial consultant

Hi Everyone,

I am well pleased with my financial consultant, Zynn Than for the great job she is doing since the time she took over my policies more than a decade ago when my previous financial consultant left the company. Her diligence in looking out for my interest regarding my policies coverage is commendable. She always seek for my best interest to update my coverage whenever possible. Zynn is dedicated, responsive and efficient in her work to help clients benefit from their policies. My family members have also benefited from her looking after their policies. I highly recommend her to anyone who is looking for a financial consultant to look after their interest. She is knowledgeable and helpful to advice what coverage suits you best. She also takes effort to keep in touch in season and out of season. I am most happy whenever she is rewarded for her hard work by Prudential for her contribution to the company.

Regards,
Marina Poon

Meet my trusted and reliable financial consultant

Hi Everyone ,

I have known Zynn for about 13 years since my insurance policy was transferred to her when my cousin left the industry. Through the years, I find that Zynn is the most sincere financial consultant I had among all my financial consultants.

She is not those pushy type and she will share what are the most suitable insurance policy based on my budget and requirements.

Recently my son had to be admitted for a surgery due to an accident and I message Zynn after 11pm to ask about my son's insurance coverage. I was pleasantly surprised that she replied to my message and even called me to advice me what to do next. She also promptly follow-up with me on the post hospitalisation claim when the main claim was approved. I truly appreciate her cheerfulness, sincerity and helpful attitude towards her clients.

I am happy and glad to have her as mine and my family financial consultant!

Regards,
Eric

Meet my trusted and reliable financial consultant

Hi Everyone ,

I met Zynn at a roadshow many years ago around 2006. Over the years, I found her to be professional, helpful, efficient and caring. She has given me good advice over these years whenever I met with some financial situation or have any queries. I have referred few of my friends to her and will continue to do so. And I just referred another friend to her!

Regards,
Steven

Meet my trusted and reliable financial consultant

Hi Everyone,

我是在2014年通过我妹妹认识Zynn。
Zynn是一位专业，贴心的顾问，她总是慷慨地提供好的建议，并会在我需要帮忙的时候，以最快速度帮我。当我朋友要买保险，我一定推荐Zynn。谢谢你Zynn 😊

I met Zynn in 2014 through my sister.
Zynn is a professional and caring consultant, she always provides good advice generously, and will help me as quickly as possible when I need help. When my friend wants to buy insurance, I will definitely recommend Zynn. Thank you Zynn 😊

Regards,
Mandy

Meet my financial consultant

Hi Everyone ,

I met Zynn at a roadshow in 2017. From my interactions with her, I find her patient and she is also able to understand the needs of her clients such as which financial planning stage are they in their life. I have always find her easy to approach and she have never once hard sell any financial products to me. Instead, she will let me be responsible of my own choices and highlight to me what I am getting such as the details and what are my coverage etc. I had couple of Zoom meetings with her to understand and to clarify on the insurance plans that I intend to get and she was always very patient to answer my questions before I took up the policy. Thank you Zynn!

Regards,
Tiley

Meet my financial consultant

Hi Everyone ,

I got to know Zynn from one of the roadshows many years ago in year 2007. We had a quick chat and as I had to go back to work, I gave her my number and subsequently she followed up with me and the rest is history.

Over the decade, Zynn will update and gently remind me of any follow up required, be it new or existing plans just like a google calendar! We have mutual trust and the real friendship that is between us.

I have referred couple of my friends to Zynn when they enquired about financial planning and will continue to do so. Check out Zynn, if you are looking for a proactive, sincere and trustworthy financial consultant!

Regards,
Peiying

Meet my financial consultant

Hi Everyone,

I have known Zynn for more than 15 years. We first met at a bus interchange when she was involved in a Prudential road show. We talked briefly during that first meet and I left my number as part of a survey. Since then, Zynn has without fail kept in touch with regular check-ins for at least 10 years before I bought any financial policy from her. Her sincerity and value of putting friends before business is indeed a unique quality that is worthy of mention. Have a talk with Zynn with regards to financial planning should you require advice, I am pretty sure you will have much clarity after the conversation.

Regards,
Chris

Meet my family's financial consultant

Hi Everyone,

I always receive outstanding service from Zynn. She answers my calls and emails promptly. My first contact with Zynn was in 2010, and I can honestly say she has been a pleasant and knowledgeable financial consultant to work with. If she didn't have an answer to my questions, she made sure she called me back or emailed the information I needed. The process of obtaining insurance and asking further questions has been a breeze because I work with a friendly and knowledgeable financial consultant, Zynn.

Best regards,
Deva

Meet my family's financial consultant

Hi Everyone ,

Zynn has been helping me and my family with all our insurance needs for the past 16 years (since 2006). She is enthusiastic and helpful, and she never fails to respond whenever I have any questions about insurance. She is also very thoughtful.

Over the years I referred her to my wife, friends and recently to my son who is now a young adult and she is their financial consultant too.

Regards,
Edwin & family

Meet our sincere, trustworthy financial consultant

Hi Hi all,

We have known Zynn for almost 10 years. She’s the most sincere financial consultant we have met. She never fails to make time to keep in touch with us and is always prepared whenever we meet up for a discussion. We are glad to have her as our financial consultant and also as a friend.

Regards,
Bernard and Yan

Meet my financial consultant

Hi Everyone ,

Recently I needed help with my policy and Zynn was able to assist me seamlessly, putting in the effort as I am overseas in a different timezone. And she is truly customer focused, putting the customer's interest above all others, giving advice that benefits the customer rather than to close sales. I feel my policies are safe with her and definitely recommend her. Give her a medal!

Regards,
Mr Kwa

My wife and I would like to express our appreciation for your work.

Hi Than Zynn,

I got to know Zynn in 2014 when Prudential assigned her to assist in my queries when I wanted to find out more about Prudential plans. After our meet up, I didn't become Zynn's client immediately but she kept in contact with me all this while. When I was ready to look into some policies again in 2018, I took up a policy with Zynn and at the same time referred my wife to her. In the recent years, I took up more policies with her. Zynn is approachable and prompt in her work. She keeps in touch with us all these years. We are both happy and satisfied with her assistance.

Regards,
Andrea Nanetti & Caterina Minganti

Meet my patient and consistent financial consultant

Previously I had some poor experiences with other financial consultant who are unresponsive after selling me a policy, easily impatient when I try asking more than an 'average customer', or try to hard-sell products without offering any transparency to the product details.

I got to know Zynn through my girlfriend. She's consistent, patient and frank, qualities which I find really important for any financial consultant.

Highly recommend anyone to consult her on your insurance policies!

Derek Tan

Meet my patient, trusted financial consultant

Hi Everyone ,

I met Zynn a few years ago when my dad arranged for me to meet with multiple financial consultants from different companies before I bought my first insurance policy. It was a confusing process trying to understand the differences between the options offered by all the insurance companies and compare them, but I still remember how Zynn impressed me when we first talked. She was patient when explaining the details of the plans she was offering and never tried to hard-sell me even though I was clearly inexperienced with buying insurance policies. As such, I did not feel pressurized into buying anything before I had sufficient time to do my research properly. Most importantly, Zynn was very honest and open about both the pros and cons of some of her plans versus those of her competitors. She gave me objective and helpful advice after taking into consideration my age, budget and other factors. Even after a few years down the road, she still continues to keep in touch and responds promptly to any questions I have. I have already recommended Zynn to some of my friends and will definitely continue to recommended her!

Regards,
Isabelle

Meet my Prudential Financial Consultant of a decade

Hi Everyone ,

I met Zynn at the neighbourhood roadshow more than a decade ago. I never had good impression with roadshow financial consultant but she is the exceptional one. She is not the hard sell type. She will always listen to your needs and provide options in your best interest so you can make the best informed decision. Like Prudential‘s motto: “A commitment to listen to your feedback and respond to your concerns in a fair and timely manner”. Zynn listens, offer advices and I am truly satisfied. Her qualities make me feel confident and comfortable to work with her all these years. Lately I was diagnosed with some medical conditions and after informing her about my situation she quickly assisted me with my claims. I received my claims cheque efficiently within 8 days of submitting my reports. I am really grateful and fortunate to have Zynn's assistance during this period. Wishing Zynn blossom and excel further in her career!

Cheers & regards,
Phang , Engineer

Reliable and trustworthy

Hi Everyone,

I got to know Zynn through recommendation from my hometown friend who is a client of Zynn when I was looking for a reliable and trustworthy financial consultant in Singapore many years ago (in 2012).

Through my years of knowing her, I found Zynn to be a pleasant lady. She is never pushy and always patient in explaning the policies details. She is also accomodating to my schedule for our meet ups.

Zynn also goes the extra mile for her clients. Whenever I have any doubt about policy matter, I can look for Zynn easily and she never fail to provide her concrete advice. She is someone I will highly recommend if u would like to entrust your important finacial planning with.

Regards,
Erica Chia, HR Executive, Distributor of mechanical component industry

Meet our sincere, trustworthy financial consultant

Hi Everyone ,

We met Zynn in year 2012 via recommendation from our friend.

Zynn has a bubbly personality. She is a very friendly, professional, knowledgable and reliable financial consultant that we had never met the second financial consultant who is comparable to her till now.

Zynn gives professional advice during different stages of our life. She has addressed and answered our queries and concerns regarding financial planning from the time we first met her till now. Our first policy with her is H&S insurance and we progressed to take up protection policy with her and later on increase our coverage again.

She has a good sense of responsibility. There was certain circumstances that we met that needed help, we couldn't forget how responsive and supportive Zynn was during our difficult times. Her follow-up and support given really impressed us. Zynn made us feel secured.

She is definitely the one that we would like to recommend to all of you and your family. She is more than a financial consultant to us, she is our sincere friend. We are glad to have know Zynn.

Regards,
Chia Liang & Sheryn

Someone I met by chance

Hi Everyone ,

I met Zynn in a prudential booth a few years back. Even though our conversation on the day itself lasted longer than the planned 5 minutes but it was worthy! We had a few meetings after that. Thank you for being so patience, thoughtful and allowed time for me to make the decision without pressuring me. Thank you for introducing the suitable plans based on my financial needs and budget. And thank you for keeping in touch with me all these years. Bless you 😊

Regards,
Nurse, Wee Nee

Meet someone interesting

Hi Everyone ,

It was by chance that Zynn became my financial consultant around 8 years ago as my previous financial consultant had left the company and Zynn was assigned to take over my policies. Lucky for me, Zynn turned out to be a better financial consultant than my previous one. When she just took over my polices, she initiated for a meet-up to review my policies and to better understand my needs. During our first meetup, I was impressed that just one look at all my existing policies, not only Prudential’s, she was able to immediately identify that I had bought two similar products from two different insurers! With her advice and her knowledge of the products in the market, including those of other insurance companies, I was able to understand and review my existing policies to make sure I am well-covered with manageable premiums. She is a person who comes across as sincere and amicable. I always feel comfortable to share my thoughts and concerns, knowing that she will provide the best advice to suit my needs. Thanks for constantly keeping track of my policies to make sure I am well-covered, Zynn!

Regards,
Adrian

A trustworthy financial consultant

Hi Everyone ,

Zynn took over my insurance policies after my friend left the company. Since then, she has been following up with me and my spouse on our financial needs as the family grows. She isn’t like the other financial consultant who are pushy and meet up just to close a deal. She puts in effort to meet up and update us on our policies and reassess our needs and give sound recommendation on a regular basis. More importantly, she is reliable and professional who provides good after sales service. With her as our financial consultant, we felt at ease cos we know she always delivers. Zynn has grown to be a friend who’s always there when we needed her professional advice.

Regards,
Yingqian & Leonard

Meet someone of value

Hi My friends ,

We met Zynn in 2004 at expo food fair.
She was very sincere and is not pushy (the kind of advisor we felt comfortable with instantly) when trying to introduce us to financial planning. We did not take up any policy at that point as we are still unsure of our future needs and requirements.

About 1 year later, we called her and took up our first policy with her. Even though it was only a small policy, Zynn kept us updated constantly and provided advice on our needs and is very patient with our many enquiries on different occasions. Throughout all these years she kept in contact with us. I have also referred her to my colleagues.

It was until about 8 years or maybe later, we took up another policy with her and from then onwards, our friendship as well as our financial planning with her blossom. Recently, we met up with Zynn for dinner together with our friends whom my wife referred. They have become her clients too.

Thank you Zynn..
Glad to know you..

Regards,
Kerwin & Chor Ling

Meet someone interesting

Hi Everyone out there ,

My 小舅 (uncle) was probaly the first death claim for Zynn. Due to his sudden departure, it was extremely painful for our family especially his young kids. We are very thankful to Zynn for being very compassionate and professional in handling the case for our family.

Zynn started out as my financial consultant (more than 10 years ago) and eventually regarded by my family as the "go-to" person for sound financial advices. She always make efforts to understand our needs and patiently explain the fine prints.

Zynn - a trusted and dedicated financial consultant.

Regards,
Shitian

Meet my trusted and cheerful financial consultant

Hi My friends ,

Zynn is a cheerful financial consultant. She knows her job well and is able to understand what her client needs. She is patient with her work and does not keep pestering her client to buy new policy from her. Her way of approaching her clients is professional and easy to make her client trust her more. I am comfortable dealing with her and is satisfied with her service. I would certainly introduce my friends to her whenever there is an opportunity. 😊

Regards,
Charlie Ang

Meet someone interesting (Zynn 姐姐)

Hi Everyone ,

My Papa and Mama wanted to ensure that I have some financial security when I am old enough and they went to their preferred financial consultant Zynn 姐姐 for advice. Papa have known her for more than 11 years and is his trusted advisor. She discussed, analysed and identified my potential needs and proposed few plans for my Papa and Mama to choose. I now have a plan that can give me a head start in the future. Thank you Zynn 姐姐。😊

Warm regards,
Skylar Sim

Meet my trusted financial consultant

Hi Everyone ,

Zynn is one of the best financial consultant I know who is not pushy in sales. She will discuss and explain on policies specific to your needs and will not upsell her product. She is also one of the hardworking person I know, who took initiative to remember all her clients name and send messages to them during festive season. She will treat you like a friend more than a client. If you are looking into financial planning, I strongly recommend Zynn. I prefer to entrust my investments with someone who can be trusted. Not only she has the experience in the field but I believe she'll always keep your interest as first priority.

Regards,
Michael

Meet someone bubbly and understanding

Zynn is a bubbly & understanding financial consultant. I got to know her through my parents. It used to be my dad who took up some policies from her first. Even after my dad passed on she still contacts and follows up with us consistently all these years. She will recommend policies that suits her clients the most but will not hard sell us. I’m happy that she is our financial consultant. Thank you!

Amanda & family

Meet someone of value

Hi All,

Zynn is my good friend of 22 years & my trusted financial consulant. She is very approachable. I feel assured to have someone who is knowledgeable and prompt in follow up to call upon when I need financial advice and Zynn is high on my list. I would recommend Zynn to my friends who is looking into financial planning. Do have a chat with her. :)

Regards,
Lin

Meet someone of value

Hi Everyone ,

I got to know Zynn through my hubby in 2006. My hubby met her at a road show and have a deep impression of her as a professional and caring advisor. Zynn is a good listener and is always generous in giving good advice and will recommend policies at your best interests. During these years, we’ve established our relationship into friendship rather than an agent-client status. I have introduced Zynn to my family members and she is also their financial consultant. I’ll not hesitate to recommend Zynn to my friends if they have interest to pursue more insurance or investment policies.

Regards,
Mr & Mrs Tan

Meet someone interesting

Hi Everyone ,

I used to be a colleague with Zynn in Prudential almost 10 years ago. She is extremely experienced and understands not only all of Prudential's Financial Planning products, but also those of our competitor's, enabling her to give you a comprehensive review of where you stand and what you need to get you to where you want to be.

Zynn is also extremely helpful - I dislocated my ankle in a basketball accident earlier in 2017 and she helped me to push through a claim for my medical expenses through my accident plan, allowing to claim almost the entire bill! I am very grateful to her for constantly checking up on me and ensuring that my family and I have more than adequate medical and financial coverage for such rainy days.

Whether you have your own financial adviser or not, I would recommend that you have a sit down session Zynn to find out more, Half an hour of your time can go a long way.

Regards,
John Lee

Meet someone of value

Hi Everyone ,

I was approached by a financial consultant at a roadshow at Hougang Bus Interchange sometime at least 12 years ago. It was Zynn of course! Swept away by her knowledge in financial security and coupled with the fact that she is a Hainanese like me, I took up a policy with her subsequently. Calling her a financial consultant is so very appropriate because she advises me on both my personal and family finaicial matters from a very neutral and frank perspective. Time flies and Zynn didn't change a bit; still as energetic and helpful as before. She goes beyond her call of duties and thus, has become a family friend, a friend who listens and one who listens carefully. It is natural that I entrust my entire family financial planning to her. If anyone ever attempted to stereotype and pass Zynn off as any other insurance agent, you will be disappointed because she is not! I can guarantee that Zynn is an asset to you! We can now sleep peacefully knowing that Zynn is around….ZZZzzzzzzzzzzzz (Picture of my daughter)

Regards,
Mr Loy

Meet our trusted financial consultant

Hi Everyone ,

I met Zynn more than ten years ago when I was still a student and she made an effort to keep in touch until when I started work and was ready to financially commit to policies. I introduced my wife (then girlfriend) to Zynn and she also took up some policies. We know Zynn as somebody who gives good advice with regard to policy and somebody who is patient and not pushy. Whenever there is an medical situation at home, besides going to the doctor, the next person we will consult would be Zynn and she is always prompt in her advice with regard with coverage and claims. If you are looking into finanacial planning and insurance protection but not ready to commit, Zynn is the best person to talk to as she will not force you to commit. She will spend time doing financial planning with you even if you have no intention to commit (as evident from the time spent on a poor student like me previously :) ). I believe that is how she gets so many referrals from clients who have experienced her sincerity. And the fact that she is so experienced also helps; having been in this industry for such a long time and having helped processed so many claims. We are happy that we can tap on her knowledge and to have her help us manage our policies. We are delighted to have Zynn as our financial consultant.

Regards,
Raymond & Rachel

Meet someone of value

Hi Everyone out there ,

Zynn has always been there to advise me on my financial planning and insurance needs since 2007. She is professional, knowledgeable, trustworthy and dependable, always providing the most comprehensive plans which are within my budget, risk appetite and financial goals. She regularly reviews my plans and provides updates as and when. She is very patient and attentive, always doing her best to listen and understand my financial needs. Zynn has a very high sense of responsibility and duty of care towards her clients, and I find that this is a rare trait in an industry where it is so sales oriented. I will highly recommend Zynn!

Regards,
Chan Teck Wah, Director of a metal company

Meet someone interesting

Hi Everyone ,

I was referred to Zynn from my good friend who have met and known her since 2005. I have met many insurance agents throughout the years, and my main criteria in selecting one are firstly, how established they are in this field and secondly, do they know what they are selling. What impressed me about Zynn are the credentials that she has collected over 13 years in the insurance knowledge together with her width and depth of knowledge. Since then, I know that this would be an insurance agent that I can depend on when trouble comes. I have since introduced 4 of my close contacts to Zynn knowing that they are in safe and secure hands.

Regards,
David, Compliance Manager

Meet someone of value

Hi Everyone,

I have couple of friends who are financial planners. Usually to support their business at the start, I will take up some policies with them and I ended up with many different company policies. Some quit after awhile, while some change company or I rarely hear from them thereafter.
I got to know Zynn through my husband during our dating days and he has always highly recommended Zynn. We felt that Zynn is a trustworthy, responsible financial planner & is attentive to details. She stays in touch with us all these years. We are comfortable with her and we ended up having whole family policies with her and we have also recommended our cousin and friends to her. She is not just a financial planner to us but also our very sweet & caring friend. I recommend her services.

Regards,
Vina
Entrepreneur
Zsiska

Meet someone of value

Hi Everyone ,

Zynn is a patient and understanding financial consultant. We were referred to her by my buddy 5 years ago. She makes an effort to know all the policies we have and what are our priorities before recommending what is suitable to us base on our budget and risk appetite. She keeps in constant contact with us all these years and she will update on the new changes coming up to certain policies or market changes . Today is another happy meeting up session with her. We highly recommend her!

Regards,
Lee family

Meet our outstanding financial consultant

Hi All out there ,

Renaldo:
Zynn is a prudent Financial Consultant who really knows well about my entire family needs. Being her client for more than a decade, she is someone who can maintain a good client relationship and really deliver client satisfaction that is beyond words. She has shown outstanding quality in her service that set a high standard in the insurance industry. She is the role model in this area.

Valliappan:
Zynn is an insurance agent who is very patient, friendly and an expert in insurance policies. As a first timer, I was very confused with so many terms and conditions in the policies. She clearly explained them to me with many examples from her existing clients which helped me understand the policies better. She recommended me an insurance policy which has the best coverage. I would recommend Zynn to any of my friends or family.

Chii Aik:
Thank you for taking great care of me on my insurances for the past 7 years. You have been wonderful to work with. I'm extremely delighted and grateful to have you as my financial consultant. Not only do I get great services with you and your company but I also get great policies.

Over the years, I have referred my ex-landlord, colleagues, ex-colleagues and family to you and I will continue to do so whenever opportunity arises.

Regards,
Renaldo, Chief Technology Officer at Tinker
Valliappan, Senior Software Developer
Chii Aik, Mobile App Developer

Sincere, dedicated and put her client's interest first

Hi Everyone ,

Zynn puts her client's interest first and is understanding of each individual client's situation. She is neither pushy nor aggressive. She is professional, responsible, sincere and dedicated in her work. She stays in touch and update me with the latest. I have come to know that she kept trying to get a better decision for a client with medical condition by appealing time and time again eventhough its not a big policy. She is someone I can trust for my family financial planning. I have referred my sibling to her and couple of my friends. And I will continue to do so. Zynn, keep up the good work! :)

Regards,
Jiahui, Senior Manager of an insurance company

Highly recommended with good service

I enjoyed Zynn’s service just like I enjoyed drinking a cup of good coffee. It is always satisfying. She exceeds expectations in all ways possible.

Her always positive attitude is infectious as she can turn someone’s doldrums’ day into a day full of hope. She always put her client's interest first when proposing solutions. Her consistence makes her trustworthy and I am very comfortable with her.

Therefore, when my friends need insurance services, she will be the one I will recommend and they are equally satisfied with her dedicated services.

Rosalind, General manager of a shipping company

Sincere, trustworthy & competent

Hi Everyone ,

I will definitely refer Zynn to take care of your financial portfolio. I have met quite a few financial advisors, but nobody provide the fiduciary services/duties like she did. Aside from her knowledge in the field she is practising, her great diposition has earned her a lot of clients. She is always listening & understanding, this makes me feel comfortable to approach her whenever I have any enquiries or require to do financial review at different stages of my life.

Zynn is consistent, prompt & responsive in her work. I never felt more assured with an advisor. It has been a good 12 years since I first knew her! Its your loss if you are not choosing her!

Regards,
Linda

Meet someone interesting

Hi My friends ,

Trustworthy, reliable, jovial & knowledgeable is how I will describe my financial consultant Zynn. I am happy and privileged to have her as my financial consultant. I am recommending her to you to get to know her :)

Regards,
Megan, Partner in an employment agency

Meet someone of value

Hi Brothers ,

I met Zynn in 2008 during a roadshow. I was first skeptical about talking to someone whom I do not know. However, somehow after speaking to Zynn and after our meet up, I was comfortable to continue speaking to her and since then she has been my one and only financial consultant till date. She has helped me in getting my finances in good order and I am very satisfied. You should get to know her!

Regards,
Benson, Associate Engineer @ Singtel Mobile

Meet someone interesting

Hi Friends ,

I would like to introduce my secondary school good friend and my trusted Financial Consultant Zynn Than. She has been my financial consultant for the last 12 years and has been advising me on my financial portfolio. She’s consistent and reliable. I have introduced my family and couple of my friends to her and she has become their financial consultant too. I know she will be an asset to you too. Speak to her soon!

Cheers,
Siew Wei
Assistant lab coordinator
Intertek testing services

Meet my trusted financial consultant and former student

Hi My friends ,

Zynn is my ex-student whom I taught in Primary Six. It gives me much delight to see how she has blossomed all these years into an outstanding financial consultant who can hold her own! For a start, Zynn displays exceptional interpersonal skills. She relates well to people and always puts them at a comfortable level. A good listener, she aptly addresses their needs and recommends suitable products to them, like what she did with me. She patiently explained the products and made sure that I fully understood what I was purchasing. Throughout my dealings with her, Zynn displayed great professionalism and integrity. She was attentive to my needs without being intrusive, and handled enquires with tact. She also provides good after-sales service to ensure that everything is in order. There are many financial consultants in the market, but it is not often that one comes by such a personnel who does it with so much heart and dedication. Indeed, I am privileged to have Zynn as my financial consultant.

Regards,
Miss Quek
Teacher

Zynn Than

Prudential Master Financial Consultant

Zynn Than

Prudential Master Financial Consultant

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